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Each year, the dictionary adds new words to its collection.  Whether they’ve been used a certain amount of times, or have just entered common language, there’s no limit to the absurdity of what can be included.  Here, we’ll take a look at some of the funniest pop culture sayings that slipped in to the dictionary.

chill pill a notional pill taken to make someone calm
down
chillax calm down and relax
turducken a roast dish consisting of a chicken inside a duck inside a turkey
bargainous costing less than is usual or than might be expected; cheap or relatively cheap
staycation holiday spent in one’s home country
fussbudget a fussy person
vuvuzela long horn blown by fans at soccer matches
national treasure someone/thing regarded as emblematic of a
nation’s cultural heritage
buzzkill a person or thing that has a depressing or dispiriting effect
social media websites and applications used for social networking
microblogging the posting of very short entries on a blog
netbook small light laptop
dictionary attack an attempt to gain illicit access to a computer system by using a very large set of words to generate potential passwords
paywall an arrangement whereby access is restricted to users who have paid to subscribe to a website
freemium a business model, especially on the Internet, whereby basic services are provided free of charge while more advanced features must be paid for
automagically automatically and in a way that seems ingenious, inexplicable, or magical
carbon capture and storage the process of trapping and storing carbon dioxide produced by burning fossil fuels
geoengineering manipulation of environmental processeses in an attempt to counteract the effects of global warming
toxic debt debt which has a high risk of default
deleveraging the process or practice of reducing the level of one’s debt by rapidly selling one’s assets
overleveraged having taken on too much debt
quantitative easing the introduction of new money into the money supply by a central bank
exit strategy a pre-planned means of extricating oneself from a situation
overthink think about (something) too much or for too long
catastrophizing view or present a situation as considerably worse than it actually is
soft skills personal attributes that enable someone to interact effectively and harmoniously with other people
matchy-matchy excessively colour-coordinated
LBD little black dress
frenemy a person with whom one is friendly despite a fundamental dislike or rivalry
cheeseball lacking taste, style, or originality
cool hunter a person whose job it is to make observations or predictions about new styles and trends
hikikomori the abnormal avoidance of social contact, typically by adolescent males (in Japan)
steampunk a genre of science fiction that typically features steam-powered machinery rather than advance technology
tweetup a meeting organized by means of posts on Twitter
bromance a close but non-sexual relationship between two men
wardrobe malfunction an instance of a person accidentally exposing an intimate part of their body as a result of an article of clothing slipping out of position
defriend another term for unfriend (remove someone from a list of friends or contacts on a social networking site)
Interweb the Internet
hater negative person

Read more: http://www.blogcatalog.com/search/frame?term=new+words+in+the+dictionary&id=a23d472a8f64e08f60d51a05604469e4

www.tampabayappraisers.com

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     Under the U.S. Constitution, you have the ability to relieve all or part of your debts when you can no longer meet your obligations to creditors and lenders.  Two major types of personal bankruptcy apply to consumers.  Chapter 7 bankruptcy allows debtors to discharge all or part of their debt.  In Chapter 13 bankruptcy, debtors repay all or part of their debt based on a payment plan.

Chapter 7 Bankruptcy

Under Chapter 7 bankruptcy, you can have all or part of your debts discharged, after your liquid assets are used to repay some of the debt.

How do I qualify?

To qualify for Chapter 7, you must pass a means test proving that your income is less than the median income for your family size in your state. If you fail the means test, you will not be allowed to file Chapter 7. Instead, you can file Chapter 13.  In addition to passing a means test, you must receive credit counseling from an approved credit counseling agency. You can find approved credit counseling agencies at the U.S. Trustee Program’s website.

Chapter 13 Bankruptcy

Under Chapter 13, you repay all or part of your debt through a three- to five-year repayment plan. When you make the personal bankruptcy filing, you will also submit a repayment plan to the court. After submitting the plan, you should begin making payments to the court (who then pays your creditors). This is required even if your plan hasn’t been approved.

After a few weeks, there will be a hearing to approve your payment plan. While creditors can object to the payment amounts, the judge has the final say. After your plan has been approved, you’ll continue making payments to the court. Once you’ve completed your Chapter 13 payment plan, any remaining debt is discharged. You are no longer liable for discharged debts.

Why would I file Chapter 13?

You might choose to file Chapter 13 instead of Chapter 7 if you have secured debt, like a car loan, that you want to continue paying. Since Chapter 7 bankruptcy requires you to give up certain liquid assets, Chapter 13 might be a better option if you want to keep these assets. Furthermore, if your income above the median for your family size in your state, you will not be able to file Chapter 7 bankruptcy.

If you are in need of an appraisal for a personal bankruptcy please give us a call to serve you at (813) 391-6121.

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Pacific Investment Management’s Bill Gross plugged a plan floated a few weeks ago that would allow millions of homeowners to refinance their mortgages at today’s rates, which are the lowest in generations.

With Treasury Secretary Timothy Geithner moderating a panel, Mr. Gross said the U.S. could easily refinance every current mortgage borrower, who is paying a rate above 5%, with a loan backed by Fannie Mae, Freddie Mac, and the Federal Housing Administration, returning tens of billions in savings.

With mortgage rates at their lowest levels in more than 50 years, some economists say the answer is a slam dunk: Make it easier for homeowners to refinance.  In turn, some analysts are saying the result of such a refinance boom would lift housing prices by 10%- 15%.

continue reading…

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Stock Photography: Young Businesswoman Analysing a Chart“If these statistics do not show stabitlty and an increrase in home values in a  “DOWN ECONOMY” I will eat my appraisers Hat”.  THERE IS NO BETTER TIME TO BUY OR REFINANCE IN THE FISHHAWK RANCH MARKET.

 

 

AVERAGE # OF SALES PER MONTH (LAST YEAR) = 65                      STABLE

AVERAGE ABSORPTION RATE/MONTH (LAST YEAR) = 17.61  INCREASING

AVERAGE MONTHS OF HOUSING SUPPLY =  9.14 MONTHS        DECREASING  

CURRENT MEDIAN SALES PRICE = $295,000                                       INCREASING

CURRENT AVERAGE SALES PRICE = $328,931                                      INCREASING

MEDIAN SALES DAYS ON MARKET = 68                                                    STABLE

MEDIAN LISTING PRICE = $289,950                                                           INCREASING

MEDIAN LISTINGS DAYS ON MARKET = 73                                           DECREASING    

MEDIAN SALES % OF LIST PRICE = 96%                                                     STABLE 

Criteria:  MLS data, 3 and 4 bedrooms over the last two years in FishHawk Ranch Subdivision Lithia, FL

If you are planning on buying, selling, or refinancing give me a call.  Florida’s Beautiful Homes is your one-stop shop for your residential real estate needs. 

Here to help!!!

Jon Tipton, Realtor/Certified Appraiser

813-391-6121

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Gandhi’s Top 10 Fundamentals for Changing the World

Recently, I watched the movie “Gandhi” starring Ben Kingsley.  It was as if the movie kept beckoning me since many of the motivational speakers and authors I frequently listen to and read, speak of this extraordinary man whom I knew so little about.  He was at one time a prominent attorney until he gave it all up to serve others.  I highly recommend the movie as well if you haven’t seen it.   He is one of the most influential people of all time because of his passion and service for the greater good.  Gandhi is a universal symbol for persistance, focus, and humility.   continue reading…

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